A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Financial Fixes: How to Get Out of the Minimum Payment Vorte Did you know that U.S. households carry nearly $7000, in revolving credit card debt from month to month? IRA Withdrawals that Escape the 10% Tax Penalty The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown. Estimating the Cost of College This worksheet can help you estimate the costs of a four-year college program.